It is a product aimed at people – generally over 75 years old – through which they can obtain a monthly income through the transfer of ownership of a home.
The amount of rent varies according to the age and sex of the applicant and the value of the dwelling. If there is more than one owner, it is taken as reference to the one with the greatest life expectancy.
FLEXIBILITY:
It allows to adapt the rent to a limited period, not necessarily the whole life. In turn, you can request an initial capital to meet specific needs, such as meeting expenses of donations and inheritances or others.
SECURITY:
The transaction is signed in front of a public notary; In the deed is expressed by a clause of resolutory condition that the person holding the transaction will recover full ownership of the real property in case it fails to receive the agreed rents.
SAVING:
You do not pay any amount for the processing of the transaction. If it were formalized it would stop paying the IBI, the continent insurance and the extraordinary spills of the community of owners.
Examples of annuities outside the home:
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